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PCI DSS Compliance 

Get end-to-end support from a team of cybersecurity experts and compliance consultants throughout your compliance journey, from scoping to post-implementation audit to effectively meeting all regulatory requirements.

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OVERVIEW

Understanding
PCI DSS Compliance

For the protection of data exchanged at the point of sale (PoS), PCI Security Standards Council devised a set of guidelines and regulations in 2006 to establish security in payments processing.

It becomes important whom you choose as your qualified security assessor (QSA) because they are responsible for carrying out a range of roles during PCI DSS assessment. 

APPLICABILITY

Whom does PCI DSS apply to?

The PCI DSS applies to all the entities that deal with Cardholder Data (CHD) and Sensitive Authentication Data (SAD).

BENEFITS

Benefits of being PCIDSS compliant

  • Saves from the consequences of non-compliance like heavy fines
  • Provides a competitive edge through enhanced data security
  • Secures from third party security risks
  • Saves from the financial, operational and reputational cost of data breach
  • Helps meet global data security standards
  • Enhances the resilience of cybersecurity posture
  • Prepares for data breaches
  • Improves reputation among stakeholders
REQUIREMENTS

PCI DSS v4 requirements 

Requirement 1:

Install and maintain network security controls 

Requirement 2:

Apply secure configurations to all system components 

Requirement 3:

Protect stored account data 

Requirement 4:

Protect cardholder data with strong cryptography during transmission over open public networks 

Requirement 5:

Protect all the systems and networks from malicious software 

Requirement 6:

Develop and maintain secure systems and software 

Requirement 7:

Restrict access to system components and cardholder data by businesses need to know

Requirement 8:

Identify users and authenticate access to system components

Requirement 9:

Restrict physical access to cardholder data

Requirement 10:

Log and monitor all access to system components and cardholder data

Requirement 11:

Test security of systems and networks regularly

Requirement 12:

Support information security with organizational policies and programs

APPROACH

Here’s how we can help organizations adhere to PCI DSS v4 requirements

We conduct a detailed assessment of all the network security controls for gaps against the PCI DSS required network security controls and install all the missing controls. (Requirement 1)

We perform a comprehensive review of all the organizational policies and programs, ensuring that they align with information security. (Requirement 12)

We assess all the system components against the recommended secure configurations and apply all the missing secure configurations. (Requirement 2)

We look for missing measures to keep the stored account data protected and implement the missing data security measures to secure account data. (Requirement 3)

We evaluate whether the cardholder data is secured using strong cryptographic measures that ensure its security during transmission over open public networks. (Requirement 4)

Through a detailed scanning of networks and systems for malware, we ensure that they are infection-free and are secured with the recommended industry best practices to defend against malware. (Requirement 5)

With comprehensive security assessment of systems and software, we identify security gaps through multiple security checks including VAPT of API and web applications, and establish systems to keep them secure. We also help them establish mechanisms to ensure continuous monitoring of the security of systems and software. (Requirement 6)

We evaluate whether the organization has appropriate processes and mechanisms for restricting access to system components and cardholder data, ensuring that the access to system components and data is clearly defined and assigned through access control systems. We ensure logging and monitoring mechanisms for all access (including physical access to cardholder data) to system components and cardholder data. (Requirement 7,9, & 10)

We look for processes and mechanisms that identify users and authenticate their access to system components including Multi-Factor Authentication (MFA) and help identify and implement the missing mechanisms and processes. (Requirement 8)

Through periodical assessment of security (using pentesting and other methods), we develop processes and mechanisms to ensure that external and internal vulnerabilities are regularly identified and addressed as per their priority. We also establish mechanisms for a swift response to network intrusion, unexpected file changes, and unauthorized changes on payment pages. (Requirement 11)

BEST PRACTICES

PCI DSS best practices we help implement

  • Conducting detailed network security assessments
  • Comprehensive review of policies and programs
  • Access control management
  • Configuration assessment
  • Thorough review of access control, logging and monitoring mechanisms
  • Security assessment of systems and software

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